Latest HDFC Credit Card Offers, Reward Points 2017 – Apply for HDFC Bank CC

The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an ‘in principle’ approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of RBI’s liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of ‘HDFC Bank Limited’, with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995.  HDFC Bank operates in a highly automated environment in terms of information technology and communication systems. All the bank’s branches have online connectivity, which enables the bank to offer speedy funds transfer facilities to its customers. Multi-branch access is also provided to retail customers through the branch network and Automated Teller Machines (ATMs).  HDFC Bank caters to a wide range of banking services covering commercial and investment banking on the wholesale side and transactional / branch banking on the retail side.

The equity shares of HDFC Bank are listed on Bombay Stock Exchange and the National Stock Exchange of India. Its American Depository Shares are listed on NYSE and the Global depository receipt are listed on the Luxembourg Stock Exchange where two GDRs represent one equity share of HDFC Bank..

OFFICIAL SITE  

The official website of HDFC Bank is www.hdfcbank.com.  All the details of bank can be gained by visiting this site.

PRODUCTS AND SERVICES

Market leader in e-commerce, HDFC Bank provides a series of digital offerings like – 10 second personal loan, Chillr, PayZapp, SME Bank, Watch Banking, 30-Minute Auto Loan, 15-minute Two-Wheeler Loan, e-payment gateways, Digital Wallet, etc.

HDFC Bank provides a number of products and services which includes Wholesale banking, Retail banking, Treasury, Auto (car) Loans, Two Wheeler Loans, Personal loans, Loan Against Property and Credit Cards.

In this article we will furnish the details of HDFC Bank’s Credit card such as Credit Card Rating, Rewards and Points, offers etc.

HDFC Credit Card Offers, Reward Points 2017

 

Credit cards offer you a host of benefits and are extremely handy. They are universally accepted and facilitate cashless transactions across millions of merchant locations across the world. You can use a credit card for e-shopping and making online bill payments. It discounts the need to carry cash as one can withdraw cash through ATMs. Credit cards can also extend a loan and allow you to pay through EMIs. In addition, one can also earn discounts and get rewarded for using a credit card!

HDFC Bank’s cards are an ideal choice for safe, affordable and smart form of transactions. These cards are a hassle-free way of paying bills quickly, shopping safely and making money-savvy decisions. Do you want to earn miles and get discounts or cash back? Apply for HDFC’s credit cards online. Do you want smart money on international travel? Use pre-paid Forex cards. Be it a retail store, petrol pump, movie complex, shopping website or online travel portals, HDFC bank’s debit cards, credit cards and GiftPlus prepaid cards will be sure to bring a smile on your face with a host of discounts, cash-backs and rewards.

RANGE OF CREDIT CARDS

HDFC Bank offers a wide range of Credit Card for the convenience of the Customers. You can choose your Credit Card as per your requirement.

I) Jet Privilege HDFC Bank World Credit Card 

Features

  • Welcome Benefit of up to 10,000 Bonus JPMiles and one way (base fare waived) Jet Airways ticket.
  • Earn 6 JPMiles for every Rs. 150 spent and 18 JPMiles on every flight booked on www.jetairways.com
  • Dedicated Check-in with additional baggage allowance.
  • Lounge access through Priority Pass and MasterCard Lounge Program.

 

Benefits

  • Get 1 JP Tier Point on every 2 lac spends. Faster way to move to higher JP Tier.
  • Enjoy Lounge access at airport in India or overseas.
  • Get Renewal Fee waived if you spend Rs. 3 lac in 12 months prior to renewal.
  • Get extended validity of JPMiles for 5 years

 

Eligibility For JetPrivilege HDFC Bank World Credit Card

You are eligible for a JetPrivilege HDFC Bank World Credit Card based on the following –

For Salaried

  • Minimum Age 21 years
  • Maximum Age 60 years

For Self-employed

  • Minimum Age 21 years
  • Maximum Age 65 years

 

Fees and Charges for JetPrivilege HDFC Bank World Credit Card

 

First Year and Renewal Fee on JetPrivilege HDFC Bank World Credit Card is Rs, 2,500/- (Service Tax as applicable).

For more details visit the bank’s official portal.

 

II)   Platinum Times Card

 

Features

  • Welcome Benefit
    Get started on an entertaining journey with a range of gift vouchers for shopping, apparel, dining and many more categories. Visit www.hdfcbank.timescard.com to view the range of welcome offers.
  • Great Offers on Movie and Dining
    Avail amazing around-the-year discount offers at participating movie and dining outlets in your city. Visit www.hdfcbank.timescard.com to view the latest movie and dining offers and outlet details.
  • Attractive Reward Points
    • Earn 3 Reward Points for every Rs. 150 spent on your card.
    • Weekday Dining Bonanza – Earn 10 Reward Points on every Rs. 150 spent on Dining spends on weekdays (Weekdays = Monday to Friday).
  • 0% Fuel surcharge
    Fuel Surcharge Waiver capped at Rs. 500 every billing cycle (ST applicable).
    *Effective 15th April,2016, Reward points will not be accrued for fuel transactions. Service Tax charges on fuel surcharge is non-refundable
  • Safe & Secure Transactions
    DIP your Chip Card at any Chip enabled POS or swipe your card at any non-chip POS (Regular POS).
  • Zero liability on lost card
    If you lose your Credit Card, report it immediately to our 24-hour call centre. After reporting the loss, you carry zero liability on any fraudulent transactions made with your card.
  • Interest free credit facility
    Avail of up to 50 days interest free from the date of purchase (subject to the submission of the charge by the Merchant).
  • Reward points validity
    Reward points are valid only for 2 years from the date of accumulation.
    ex:- if you receive reward points in May 2015, same will expire in May 2017.
  • Revolving Credit
    Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fee and Charges section.
  • Utility Bill Payments
    Register your Platinum Credit Card with SmartPay, HDFC Bank’s Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily.

 

Benefits 

  • MasterCard Lounge Program
    Be greeted with luxury each time you travel, with access to select lounges at airports in India under the MasterCard Lounge Access Program.
  • Get movie discounts of Rs. 1,800/- or more in a year!
    (Assuming you book 4 movie tickets every month @ Rs. 150 per ticket at participating movie outlet)
  • Earn big discounts of Rs. 9,600/- or more every year on dining!
    (Assuming you dine for Rs. 4,000 every month at participating dining outlet with 20% discount)
  • Save Rs. 1,500/- in a year on your fuel transactions!
    (Assuming your average fuel purchase every month is Rs. 5,000/-)
  • Scan QR Code on Times Card with a smart phone and access exclusive offers website – www.hdfcbank.timescard.com

 

Eligibility for Platinum Times Card 

 

You are eligible for the Platinum Credit Card based on the following basis :

1) Age

Salaried Employee

  • i)  Minimum Age: 21 years
  • ii) Maximum Age: 60 years

Self Employed

  • i)  Minimum Age: 21 years
  • ii) Maximum Age: 65 years

 

Fees and Charges applicable for Platinum Times Card

 

First Year and Renewal Fee on Platinum Credit Card is Rs. 1000/- (Service Tax as applicable).  For more details you have to visit the official site of HDFC Bank.

 

III)  Titanium Times Card

 

Features

  • 25% off on movies and up to 15% off on dining. (at participating outlets)
  • Bouquet of discount vouchers as welcome gift
  • 2 Reward Points (RP) on Rs. 150 spent. 5 RP on dining spends on weekdays (Mon-Fri)
  • Fuel Surcharge Waiver capped at Rs. 250 every billing cycle (ST applicable).

 

Benefits

  • Get movie discounts of Rs. 1,800 or more in a year!
  • Earn big discounts of Rs. 4,500 or more every year on dining!
  • Save Rs. 1,500 in a year on your fuel transactions
  • Scan QR Code on Times Card with a smart phone and access exclusive offers website www.hdfcbank.timescard.com

 

Eligibility for Titanium Times Card 

 

You are eligible for the Titanium Credit Card based on the following:

1) Age

Salaried Employee

  • i)  Minimum Age: 21 years
  • ii) Maximum Age: 60 years

Self Employed

  • i)  Minimum Age: 21 years
  • ii) Maximum Age: 65 years

 

Fees and Charges for Titanium Times Card

 

First Year and Renewal Fee on Titanium Credit Card is Rs. 500/- (Service Tax as applicable).  For more details you have to visit the HDFC Bank Main site.

 

MyRewards Program Terms & Conditions

1.Card member must accumulate a minimum of 500 points to be eligible for redemption of Reward Points in the MyRewards redemption program. 

2.Card accounts will be categorized for redemption on the basis of the type of HDFC Bank Credit Card.

3.If the Card member holds multiple HDFC bank Credit Cards, redemption requests cannot be made by pooling Rewards Points on different card accounts.

4.The Bank may at its discretion allow the Card member to use the FasTrac option. The Card member has the option to use the FasTrac option when redeeming the merchandise by paying the entire purchase value partly by points as indicated and balance by debit to the Credit Card account. The redemption must be done by sending the filled up redemption coupon to ‘Rewards Helpdesk, HDFC Bank Cards Division, P.O.Box No.8654, Thiruvanmiyur, P.O., Chennai-600 041′ or by dropping it in any of the HDFC Credit Cards drop boxes. Details of the FasTrac option will be published by the bank from time to time. The amount paid by debit to the Credit Card account will be treated as retail purchases attracting normal charges, and Reward Points, as applicable. The card account must have sufficient available credit limit to cover the purchase transaction as above under the FasTrac option. The amount debited to the card account will appear in the corresponding statement of account.

5.Rs 75 will be debited to the card account towards handling charges for all goods and services

6.Gift Vouchers (GV) may be applicable only in select cities and/or select stores, purely at the discretion of the concerned outlets. Before placing a redemption request, Card members are requested to check website for the valid outlet list displayed against Gift Vouchers

7.In case of redeeming Gift Vouchers, please use the vouchers within validity period mentioned on voucher. HDFC Bank will not be able or liable to seek extension from the Merchant.

8.HDFC Bank reserves the right to modify wholly or in part this program by any other program or terminate the program at any time without any prior notice to the Card members.

9.HDFC Bank also reserves the right to change and modify the terms and conditions at any point in time without prior notice to Card members.

10.HDFC Bank reserves the right to offer/ withdraw any special items for a special set of customers selected at its discretion. The bank also reserves the right to accept/ decline a customer’s request at its discretion.

11.HDFC Bank Credit Cards computation of the Reward Points shall be final, conclusive and binding on Card members and is not liable to be disputed. Card member will be covered by all Terms and Conditions pertaining to the Rewards Points program mentioned in the Card Member agreement.

12.A card member cannot transfer any points to another person or another Credit Card account.

13.Reward points are valid only for 2 years from the date of accumulation.ex:- if you have received reward points in the month of May 2015, then same will expire in May 2017

14.The points are redeemable only against products, vouchers or services as featured in the HDFC Bank Credit Card rewards under MyRewards redemption program.

15.Fulfillment of redemption requests against products/vouchers featured in the HDFC Bank Credit Card rewards catalogue are subject to availability of the goods and supplier warranties/restrictions at the time of the redemption.

16.HDFC Bank reserves the right to substitute products/ gift vouchers in case of non-availability of any item(s) on the current catalogue without any prior notice to the Card members.

17.HDFC Bank will send the redeemed items/Vouchers at the registered address of the cardholder as on the date of redemption. 

18.In case of damage of items during transit OR wrong item sent OR difference in request & items received, please contact HDFC Bank at any of the Customer Call Centre Numbers or mail at customerservices.cards@hdfcbank.com within 7 days of receipt of gift item/voucher. 

19.HDFC Bank reserves the right to refuse acceptance of defective merchandise, if the merchandise/ Voucher is found to be tampered/ damaged by the customer.

20.HDFC Bank Credit Cards give no warranty (whether expressly or implied) whatsoever with respect to the product/services acquired under the program or through other partner loyalty programs.

21.Disputes if any arising out of the product or usage of the same needs to be taken up with the manufacturer of the product.

23.All descriptions and features mentioned by HDFC Bank as confirmed by the manufacturers on the date of listing on catalogue. HDFC Bank offers the products on a best effort basis & the Bank cannot be held liable for any dispute arising on product features or performance.

Hope the stuff provided above will be helpful for our readers.  But we insist that for more and exact details kindly visit the official web portal of HDFC Bank.  Keep visiting our site for more news and updates.  For any queries you can write us below.

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